Gullo & Price » Attorneys at Law
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Filing for Personal or Business Bankruptcy in New York

Get help from an experienced Fredonia bankruptcy lawyer

Although it is uncomfortable to consider bankruptcy for a business or a family, it may be the best or only option you have when faced with overwhelming financial setbacks. While declaring bankruptcy is never easy, it truly can change your life and give you an opportunity to start over.

At the law firm of Gullo & Price, Attorneys at Law, we understand the stress you are living with. We have helped hundreds of people find peace of mind and begin the road to financial recovery through personal or business bankruptcy. If you are facing financial hardship and need to know the options available to you, talk to an experienced Fredonia bankruptcy lawyer. Contact Gullo & Price through this Web site or by calling (716) 679-0100. 

Get the Facts About Bankruptcy

Every year, millions of Americans face the dilemma of unmanageable debt. Many think that because the bankruptcy law has changed, they can’t declare bankruptcy. That is often not true. For most people, Chapter 7 personal bankruptcy and Chapter 13 debt reorganization are still options.

Even if you do not qualify, Fredonia bankruptcy lawyer Joseph Price may be able to offer constructive advice or negotiate with creditors on your behalf. Contact our office for a free initial consultation and then decide if bankruptcy is right for your situation. We help individuals and businesses with Chapter 7, Chapter 13, and Chapter 11 bankruptcy.

Chapter 7
Liquidation Bankruptcy

Chapter 7 is often the best option for businesses with liens on their accounts receivable, and for people who have more debt than they will likely ever be able to pay. Job loss and high medical bills are common reasons that people find themselves in serious debt. Chapter 7 bankruptcy eliminates unsecured debts (credit card debts and medical bills). You can only a fresh start through Chapter 7 bankruptcy once (every 10 years) and you must meet strict guidelines. Fredonia bankruptcy attorney Joseph Price can advise you whether you qualify. 

Chapter 13
Debt Reorganization

Chapter 13 bankruptcy restructures existing consumer debt. It can reduce outstanding debt, end fines and fees, and even eliminate some debt. Chapter 13 also allows you to extend your repayment period to enable you to pay off your debt.

If you declared Chapter 7 bankruptcy in the past, you may still be able to do a Chapter 13 filing now. With Chapter 13 bankruptcy, your creditors are satisfied, your credit is rebuilt, and you will find yourself on solid financial footing again.

Chapter 11
Business Bankruptcy

The prospect of filing for Chapter 11 business bankruptcy can seem like a disaster, but it may ultimately hold the key to a better future for your business. Finding a resolution to financial difficulty clears the way for you to move forward. New York business bankruptcy attorney Joseph Price can help.

At Gullo & Price, we  ensure that the loose ends are wrapped up so you can start anew. Contact our office and get the facts.


Gullo & Price is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Gullo & Price, Attorneys at Law

Located in the Historic Otto Hakes House
221 Central Avenue (on the corner of Cottage Street)
Fredonia, NY 14063
Telephone: (716) 679-0100 • Fax: (716) 679-0600
E-mail Us • Map and Directions

The Fredonia, New York, law firm of Gullo & Price provides aggressive, experienced, and reliable trial representation and criminal defense. Our Buffalo area attorneys serve clients in Chautauqua County, Erie County, and Cattaraugus County and the communities of Dunkirk, Sheridan, Hanover, Portland, Westfield, Hamburg, Jamestown, and Buffalo. We also represent SUNY-Fredonia students and their parents.



The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.

Copyright © 2008 by Gullo & Price » Attorneys at Law. All rights reserved. You may reproduce materials available at this site for your own personal use and for non-commercial distribution. All copies must include this copyright statement.

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